Let’s have a frank conversation.

Businessowners Policy

Businessowners Policy

Find a businessowners policy made to protect your business.

Our businessowners policy can be described in three words: No assembly required. You spend enough time putting the pieces together to keep your small business thriving. You shouldn’t have to put your insurance policy together, too. That’s why we make our insurance for business owners easy. Each policy comes pre-assembled to fit your needs, and your agent can work with you to customize it at any time.

Standard features in our businessowners policy include:

  • Replacement property coverage on your building, contents, and signs
  • Replacement business income, up to 12 months
  • Employee dishonesty coverage for theft of property, money, or securities, on and off-premises

Some of our premier Business Protector policies are tailored especially for business owners in these industries:

Additional coverages:

Hired and non-owned auto liability

Employee benefits liability

And for industry professionals who need it, we also offer surety bonds in 47 states.

Make sure your businessowners policy works for you. Our local, independent agents can work with you to review your unique business insurance needs and customize your policy.


of businesses in the US are underinsured by 40% or more.